Chapter 7 Bankruptcy Lawyer for You
Are you in debt and uncertain how you are going to be able to pay all of your bills? Is the debt affecting your home life and your peace of mind? The Law Office of Sarah S. Rama, Esq. is here to help you regain your financial solvency.
We understand how stressful it can be to live with overwhelming debt and have to balance basic needs verses paying off bills or staying up to date on car or mortgage payments. From our offices in Salem and Boston, Massachusetts, we have helped clients throughout Greater Boston get back on the road to financial solvency. We will also soon be opening a branch office in San Diego, California.
To discuss your concerns related to your debt, we invite you to call our law firm at 877-279-7085 or e-mail us to schedule your free initial consultation.
Experienced Debt Relief Lawyer
Sarah S. Rama is a bankruptcy lawyer who has additional legal and financial training, with an LL.M (Master of Law Degree) in International Law and Finance that allows her to knowledgeably, flexibly and efficiently represent clients' rights with regard to bankruptcy. She can help assess your financial situation and help you understand whether you qualify for a Chapter 7 bankruptcy or a Chapter 13 bankruptcy.
Benefits of Chapter 7 Bankruptcy
Among the key benefits to filing for a Chapter 7 bankruptcy is that most of your unsecured consumer or credit card debt is discharged, which means you are no longer liable to pay it back, including medical expenses, with certain exceptions. This is why it is sometimes called getting a "fresh start" through liquidation bankruptcy. Your lawyer can help you understand which debts you may discharge and which you must still pay back.
Keep Your Home and Your Belongings
People are concerned that they will lose everything — their home, their car, their belongings — if they file for a Chapter 7 bankruptcy. This is a myth. Most of our clients have kept many of their possessions. So long as you are current in making your mortgage payments and reaffirm your mortgage debt, you can prevent foreclosure. There are some situations where it is appropriate to discharge a mortgage. We can help you determine whether this is the case in your situation.
We encourage you to call 877-279-7085 to learn how you start back on the path toward financial stability. You may also contact our attorney through e-mail. Our answering service takes calls 24 hours a day. We speak English, Albanian, Spanish and Italian in the office.
We are a debt relief agency. We assist people to file for bankruptcy relief under the Bankruptcy Code.
