Salem Bankruptcy Attorney

Are you facing bankruptcy or foreclosure?

Sometimes debt can be an overwhelming force in a person's life. No matter which way you turn, you can't seem to find a way to pay off your debts and escape the heavy pressure of creditors. If fighting to save your finances seems hopeless, please know that you are not alone. We are dedicated to helping our clients free their lives from debt and restore balance. The compassionate and thorough attention of a Salem lawyer could be the difference between living in fear of creditors or bankers and living in peace, confident that your finances are in order.

At the Law Offices of Sarah S. Rama, we care about our community, and we are proud to help our neighbors confront debt. We have the knowledge and experience to help you consider all possible options and find the best fit for your family and your situation. We will take the time to answer your questions and address any concerns you may have about resolving your debts. Our firm is prepared and able to assist our neighbors in the following areas:

Chapter 7 Bankruptcy Chapter 7 enables a debtor to have a fresh start by liquidating assets to pay off some of the debt owed to creditors. Chapter 7 can offer bankruptcy relief to both businesses and individuals who qualify under the law. Filing for Chapter 7 bankruptcy often allows a debtor to wipe away debts and get back on their feet. Learn more about Chapter 7.

Chapter 13 A debtor who wishes to pay off debt without liquidating assets may choose to file for Chapter 13 bankruptcy. Chapter 13 enables a debtor with consistent income to pay off debt over time according to a repayment plan. This option allows some debtors to repay secured and unsecured debts and restore their finances over time. Learn more about Chapter 13.

Foreclosure Defense The threat of foreclosure is frightening and very real in today's economy, but there are ways to fight back. A homeowner may be able to save their home from foreclosure by a few different methods. Defending against foreclosure may seem difficult, but with the assistance of a seasoned bankruptcy attorney, it can be done. Learn more about foreclosure defense.

Contact a Salem bankruptcy attorney if you facing bankruptcy or foreclosure.